Topic: Investing Basics

The growing popularity of ETF's (exchange-traded funds) among the Equity Mates Community continues. The industry received record net inflows into existing ETFs and a number of successful new launches in 2021. Investors have shown a growing appetite for theme-based ETFs while maintaining similar enthusiasm for active and environmental, social, and governance factor-based ETFs. We came across some data about the biggest inflows and outflows for ETFs in 2021. Thanks to Morningstar. There were 5 ETFs that had over $800 million net inflow and 4 ETFs that had over $100 million net outflows. We can learn a lot about investor preferences from this data, so in this episode, Bryce & Alec unpack and discuss the top 5 most loved, and the top 5 least fav ETF's for 2021.

It’s that time of year again, Warren Buffett has released his annual letter. These letters are often recommended as the #1 resource for a beginner investor, so in this episode Bryce and Alec give some perspective around who Warren Buffett is, and why he is so well regarded and respected by investors across the globe, and more importantly, what YOU can glean from this incredibly wise share market investor. The lads give some special take-aways from letters of past years, and unpack and explain this years letter in simple to understand terms. Here is a list of all the Warren Buffett letters including the current one. And some wonderful book recommendations to further your investing knowledge courtesy of Warren Buffett.

Today’s episode is all about setting yourself up to make investing a breeze. It’s easy to have the best intentions when it comes to good money habits, especially at the beginning for the year! But we all know how easy it can be for life to get in the way. On today’s episode, Emma Edwards from The Broke Generation shares her experience of turning around her money story from a self-confessed natural born spender, to getting ahead financially. She shares her tips for achieving your financial goals without saying no to margaritas on a Friday night, and how you can level-up your investing routine and integrate it into your everyday life.

There’s been a lot of chat about inflation recently, and if you’re only reading the headlines, you might be feeling concerned or confused about what it all means. So in this episode Bryce and Alec answer the big questions we all have as investors. What is inflation? Where are we seeing it today? Should you be looking to diversify into new investments now ... or stick to your long term ETF investment strategy? Should you steer clear of tech ... or just strap in? What’s an investor to do? It's all in this episode!

Investing in your local economy is ok ... However, the opportunity to invest globally means that we can diversify and have access to some of the biggest companies on this spinning planet. We do have to build the skills, but we also do have to 'fill out the forms' to ensure we abide by the laws and treaties of different countries, but also avoid paying too much tax unnecessarily.

It’s the final episode of our summer series, and we’re rounding out the series with a comprehensive list of the best investing resources that Bryce, Alec and our community members have used in their investing journeys. There are a huge range of resources shared here, including books, podcasts, websites and videos. There’s something for everyone in this episode.

So you’ve downloaded your broker, you’ve done the research, you’ve even been brave enough to buy your first parcel of shares… but what do you do now? At YIGC we talk a lot about having a passive, ‘set and forget’ approach, but if you want to be more hands-on, you’ll need to be more actively involved. In this episode, Sophie and Maddy talk about re-evaluating your goals, looking and assessing your investments, and how to stay informed.

You’ve got some cash saved up, you know you want to invest, but now where do you go? You know there’s Mecca for beauty, Booktopia for books, Amazon for everything else… But where do you find the stock market? Maddy and Sophie talk about the different things they consider when they use brokers - Australia v Global, Fees, Chess v Custodian - and whether it even matters! Then Sophie and Maddy walk through the steps to actually *buy* some shares.

We are always told about how important it is to have an investing goal, but what is really the point? And what should we do if we’re struggling to form one? Sophie and Maddy share their short term, medium term, and long term goals, and discuss the strategies they use successfully to keep themselves on track (most of the time).

A good friend of the Equity Mates Community is Flynn. Flynn is a 30-year-old lawyer and one of the best DCA investors we know. He's NEVER sold a stock he's owned. Dollar cost averaging (or DCA) is the investing strategy of dividing up the total amount to be invested and periodically purchasing over time in an effort to reduce the impact of volatility on the investment.

Dollar cost averaging (or DCA) is the investing strategy of dividing up the total amount to be invested and periodically purchasing over time in an effort to reduce the impact of volatility on the investment. Dollar cost averaging is where you invest smaller, fixed amounts on a regular basis. It’s generally done over an extended period. For example; you may have $2000 you want to invest. Rather than investing the lot at once, you might invest $20 every fortnight. It takes away the emotion of buying and selling. Regardless of what the market is doing, if it’s up, or if it’s down, you will invest the same amount each time.You don’t have to think about it. What this means, is when the market is down, you will buy more, and when the market is up, you will buy less. So rather than risking all of your money at once, you buy into the market often, reducing the effect of the market moving up and down. It can be a great way to build wealth over time.

We are finally jumping on the bandwagon and crossing over to the dark side… Welcome to the world of cryptocurrency! Tune into today’s episode to learn all the basics you need to know to get started. We discuss what crypto actually is, how it works and why it’s so damn popular.

From a lockdown boredom idea of trying to double $500 in one week, to rolling a cryptocurrency wave, Lucinda Price (best known as Frooomes) has settled with the idea of investing money for the long term in order to reach millionaire status.

Ahh the magic of compound interest.... Albert Einstein refers to it as the 8th wonder of the world. He says, ‘he who understands it, earns it. He who doesn’t, pays it’. But do you actually understand how it works? You’ve come to the right place! In today's episode, we break down everything you need to know about compound interest and how you can turn $5,000k into $1,500,000.

Bryce and Alec continue their conversation with our wide community of investors, and today they talk to Jessica Irvine, Senior Economics writer for the Sydney Morning Herald. In this conversation, they talk about what barriers Jessica saw that made her hesitant, how she overcame these challenges, and the resources that were really helpful when she was researching those first steps