The Expert Curated Portfolio: A Check in on the Watchlist

HOSTS Maddy Guest & Sophie Dicker|15 September, 2021

Meet your hosts

  • Maddy Guest

    Maddy lives in Melbourne, works in finance, but had no idea about investing until she started recently. Her favourite things to do are watching the Hawks play on weekends, reading books, and she says she's happiest, 'when eating pasta with a glass of wine'. Maddy began her investing journey when she started earning a full time income and found myself reading about the benefits of compound interest in the Barefoot Investor. Her mind was blown, and she started just before the pandemic crash in 2020. What's her investing goal? To be financially independent for the rest of her life, and make decisions without being overly stressed about money.
  • Sophie Dicker

    Sophie lives in Melbourne, and enjoys playing sport, and then drinking red wine immediately after finishing sport. She works in finance, but honestly had no idea about investing until her partner encouraged her to start. She says, 'my interest has only taken off from there - I find it exciting… I mean who doesn’t like watching their money grow?' Her investing goal is to build the freedom to do things that she's passionate about - whether it be start a business, donate to causes close to her, or to take time out of the workforce to start a family. Right now, there’s no specific goal, she just wants to have the freedom when she'll need it.

Throughout season one, we had our guests pick a stock, ETF, news trend, industry or anything of interest to them, to add to the YIGC Watchlist! The purpose of this was to get us thinking outside the box and broaden our perspective on what we can invest in. Last season we covered topics from car cooling technology, to the Amazon of Russia, to companies tackling climate change. Today, we build up a ‘pretend’ portfolio where we invest $1,000 (monopoly money) into the stocks and themes that each expert picked and discuss the background behind movement in the share price over the past 6 months. We end up with a very well diversified portfolio that is tracking nicely… can you guess the returns so far? Tune in to find out!

Keep track of Sophie and Maddy between the episodes on Instagram, or on TikTok, and come and be part of the conversation on Facebook with our You’re In Good Company Discussion Group.

Got a question or a topic suggestion? Email us here

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Maddy: [00:00:29] Hello and welcome to the You're In Good Company Investing podcast, striving to stop the gnomes in the finance industry. I'm Maddy and as always, I'm in very good company with my 

Sophie: [00:00:38] co-host, Sophie. Hey Mads so so 

Maddy: [00:00:42] today, I think marks the first episode of Season two,

Sophie: [00:00:47] which is very exciting. Flu season to the new season. Take that off the list. We're done now. No. 

Maddy: [00:00:55] So throughout season one, we asked our guests each episode to add stocks trends news to our watch list. And the purpose of the watch list was really to try and get us thinking about all the different types of investment options that there are out there. And you

Speaker 1: [00:01:10] know what? I think people listening actually really love the watch list because it was always popping off in the Facebook community, 

Sophie: [00:01:15] like what was the ticket for that one? True. 

Speaker 1: [00:01:19] But today we're going to look back at the watch list that we had for season one. And to make things interesting, we've kind of set up a little fake portfolio and we're going to see what kinds of gains and losses that we would be sitting at if we invested a thousand dollars into each of these stocks or trends over the past six months. 

Maddy: [00:01:38] No pressure for all of the people that added things to our watch list, but we're now going to judge.

Sophie: [00:01:43] you on your decision. No, no judgements short term. So, you know, we don't know what's going to happen in the long term. But before we jump into today's episode, we would like to acknowledge and pay respects the hundred people of the coronation who are the traditional owners of this land. We pay our deepest respect to the elders past and present and to the next generation who we hope to create a different future for. 

Maddy: [00:02:05] So so I would say that here at your own good company, we like change. We embrace change because, you know, it's important for businesses to start today and get around new things or, you know, you're going to be left behind in the business world. You are. And that is why we have decided to do a bit of a refresh for the questions that we ask each guest at the start of each episode. 

Speaker 1: [00:02:28] Yes, love this. It's a lot of fun. 

Maddy: [00:02:30] But, you know, in the investment world, sometimes investors respond really well to change in businesses and sometimes they hate it. So I thought that we should probably test out our ideas for new questions before we put them to our guests. 

Speaker 1: [00:02:44] OK, let's do it. Let's do it. 

Maddy: [00:02:46] But I do want to have one exception to our change, because I think we should keep the question, if you're a stock, who would you be and why? Because that one is just too good.

Sophie: [00:02:56] Yes. 

Speaker 1: [00:02:57] No, that one's a good one. And it's also a hard one for people to answer. The second one is which I'm gonna ask you now, what's the best thing that's happened to you this week? 

Maddy: [00:03:06] This week, the best thing that happened to me was probably Father's Day. Obviously, we're in lockdown, but it was really nice to virtually celebrate Father's Day and just share a bit of love for Dad. What about

Sophie: [00:03:19] you? 

Speaker 1: [00:03:20] Oh, that's so nice. 

Sophie: [00:03:22] I feel like I should say the same thing. No, no. 

Sophie: [00:03:26] The best thing that happened to me was actually last night my housemates dog stayed over Queenie shout out to Quami. [00:03:32][6.3]

Sophie: [00:03:34] She's a puppy black lab

Sophie: [00:03:36] and she was sleeping downstairs and my bedroom's downstairs. And literally, like just before I was falling asleep, it was pitch black. I had this, like, tumble into my room 

Sophie: [00:03:46] and then like a little paw on the big blacked down. And she was like, give me love. And it was just like the best things put the light on. And she's just there, I've got a photo. Maybe I'll share it. It's very cute. Put it up on 

Maddy: [00:03:57] our Instagram 

Sophie: [00:03:58] story. Courtney Love it.

Maddy: [00:04:02] And our next question, I think is if you could have dinner with anyone, who would it be and why? 

Sophie: [00:04:10] Oh, that's a hard one. Who would you pick? 

Maddy: [00:04:12] I am going through a bit of a huge nanny phase at the moment. 

Sophie: [00:04:15] I owe you. 

Maddy: [00:04:16] I was about I think I'm a year behind on their podcast, which is just amazing because I have so much content to catch up on. So I would want to have dinner with the Blakes. Sorry Ed,

Sophie: [00:04:29] but

Maddy: [00:04:30] I mean, obviously Zoe has done a big deal with her recently, so I would just want to hear all about that and just chat with him as well. 

Sophie: [00:04:38] I heard you did. I mean, oh look, at this point, probably anyone because I can't have dinner with anyone in lockdown. That's Rikako. 

Sophie: [00:04:48] So into today's app, two things we want to caveat. Firstly, we are putting in a thousand dollars every couple of weeks, and that is a lot of money. So we're not saying that we do that. So that's the first thing to take note. And the second thing is that it has only actually been six months and we are not wanting you to look at your portfolio at the end of six months and say, wow, look at that, we want you to be checking it, you know, in the next five, 10, 15, 20, 30 years and looking at the results that way. 

Maddy: [00:05:15] Yeah. And I think, you know, we definitely do look to invest for the long term. But I think understanding, which is what we're going to do today, understanding what's driving the share market in the short term can kind of help to build your knowledge and also your conviction when you do buy shares. So hopefully it helps. 

Sophie: [00:05:31] So we're going to run through the companies that were added by our guests. And if the guest has chosen a trend, we've actually chosen an ETF for them, which covers this trend. And we will look into some of the impacts of, you know, why share prices have gone up or down for that particular stock or ETF. But before we kind of start Mad's, did you want to give an overview of, like, what the portfolio is looking like in terms of like percentage of Aussie shares in US shares and that kind of stuff? Yes. 

Maddy: [00:06:01] So we broke it down a little bit. So we have Australian shares, international shares and also ETFs. We have, I think, 13 holdings all up from Tayfun one. So the portfolio of percentages was around 21 percent. Australian shares 36 percent, US shares 14 percent of Roe international shares and twenty nine cent ETFs. Hopefully that just added up to one hundred of

Sophie: [00:06:29] them up somewhere. 

Maddy: [00:06:32] And for reference, time of recording, because we will reference the share prices we are recording on Thursday, the 9th of September. So a few days before release of this episode. 

Sophie: [00:06:44] All right, let's jump into it, then. We'll start at home. Start domestically. First Aussie share that we're looking at was from the lovely Bettsie Westacott. Yes. She added Temple and Webster to the to the list, which for people if you're not aware, it's an online furniture shopping platform. 

Sophie: [00:07:02] So that's the right description so that we'll go with that. 

Sophie: [00:07:06] And when we had that sort of released twenty third of March, the share price was ten dollars and today it is twelve, seventy one. So we have a total gain of two hundred and fifty dollars. So we're putting in a thousand dollars minus ten dollar fee for your brokerage and we're getting back to fifty. So what are some of the factors that have led to the T and W share price increase.

Maddy: [00:07:35] Yeah, so I mean Betsie actually talked about this when she pitched it and I think she was pretty on the money. So that has been quite a tailwind in online shopping. Obviously because of covid the Temple and Webster website actually estimated that more than 20 per cent of furniture and homewards was bought online in the US during covid and the same trajectory or sort of results I expected in Australia. They also investing quite a lot of money at the moment to achieve sort of greater scale. So they're really working on their own brand awareness, trying to get repayed customers and things like that, as well as a few new product ranges. So they've got a bit of a private label expansion going on with lots of new products and exclusive ranges there.

Sophie: [00:08:18] So what are your

Maddy: [00:08:20] thoughts on Temple and Wesbter website into the future? 

Sophie: [00:08:22] So, yeah, it's a good one, I think. I actually think that online furniture shops will do probably quite well because people are starting to get used to having to shop online and finding their items. And it's quite convenient. You know, it's hard because with furniture, sometimes you do want to go in or maybe a lot of the time you do want to go in and see it. But one of the things that I have seen recently, which I think is really cool, is companies getting into that space of like shopping. What furniture looks like in your own home call. 

Sophie: [00:08:50] Yes. 

Sophie: [00:08:51] Yeah. You take photos of your own living room and then you put it in and then it's delivered. So I think the online space has a lot of area for growth. Still is what my thoughts are. What about you? 

Maddy: [00:09:01] Yeah, it's an interesting one because I remember when Betsey pitched this back in March, so about six months ago, I remember thinking to myself, like with the whole online furniture thing, I was like, nah, furniture is definitely something that I would want to say in person. And the other day, I mean, we are in lockdown. But the other day I bought something off Temple and Wesbter, and I feel like my perception of online shopping in the last six months being in Covid has just changed completely. So I reckon I reckon it's going to 

Sophie: [00:09:30] do pretty well based on that alone. So the next one we have

Maddy: [00:09:35] here is PW.H, which was pitched by Emma Fisher. She pitched this stock on the 1st of June at which time it was six dollars and 43 cents disclosure. I did actually purchase this one when Emma pitched it. So I am very happy to 

Sophie: [00:09:53] that because you're a fan

Sophie: [00:09:54] girl. I love your show and I'm 

Maddy: [00:09:58] very happy to report that. Today, this one is at eight dollars and ninety four cents, so we have made a total gain of three hundred and seventy six dollars. 

Sophie: [00:10:08] Wow. Wow. And just for some context, this company, the ticket is paid, but the actual name is part of our holdings and it kind of designs produces tests like cooling products for cause. It also does it for electric vehicles. And Emma was speaking about how this company is a supplier of these technology for a lot of the 

Maddy: [00:10:28] race cars that do all the right to survive 

Sophie: [00:10:31] one year. And I think the coolest point that I took out at this company from her was that if this little company, this family owned company is in Queensland, is supplying all the F1 drivers like they must be doing something right. So with this growth, they must be doing something right. No matter. I'm interested, though, because you said you had a bit of skin in the game. What made you buy this one?

Maddy: [00:10:55] Yeah, I think Emma made a point which really resonated with me. And it was after watching Drive to Survive, which I love when we talk about like reading or watching movies and stuff can be good research for investing. All that said last week, like online shopping is its racich anyway. So what you drive to survive? I really understood just how high performing that industry is and that F1 space. And I think if they are using the products from this company and like you said, that is really saying something. So that's really sort of what pushed me over with this one.

Sophie: [00:11:29] Really nice. Now the next one is our last little Aussie share that Mel Brown added, which is a medtech company called Volpara. And this one is a company that develops AI, so artificial intelligence software for personalised screening and early detection of breast cancer. Now, you said that you'd bought the one from Emma Fisher. I had actually bought this one Bopara. But a couple of years ago, because I was interested in the breast cancer space and all that kind of screening technology. And I'll caveat by saying that when I bought it, it was a lot higher than what it is today. So I've personally made a loss, but I still believe 

Sophie: [00:12:10] in the company. What about from 

Maddy: [00:12:12] when Mel Pichette Where's it gone since then?

Sophie: [00:12:16] Yes. Since Mel pitch, it shifted a little bit. You know, it's a small cap stock, so it was about a dollar tennants, now about a dollar twenty. So we've made about a hundred dollar gain. But one point that I thought was really great, which Mel actually made to us, was that when I said that I had purchased it at a higher price, she said, well, why don't you buy more now at a lower price so that your dollar cost averaging means you have some bought at a higher price, some bordeleau price, so that if it makes gains now that I'll be able to gain off the back of the share price increasing, which is interesting because it's that's what dollar cost averaging usrah. Usually it's, you know, a lot more regimented. But, you know, if you do still believe in a stock and you have conviction around it, buy in at the low price. 

Maddy: [00:12:58] Yeah, I think that's a great point. I think when I have stocks that go down, I feel really against putting more money in. But really, if my conviction is still there and if I'm willing to hold, maybe then I should be doing the complete opposite. Like you said, 

Sophie: [00:13:12] a hundred percent. It's interesting point, isn't it, Barrie? 

Maddy: [00:13:15] All right. We are very much still in lockdown in Melbourne. So but, you know, a girl can dream and we can still invest internationally. We had a challenge 

Sophie: [00:13:26] that we thought we can go global with US 

Maddy: [00:13:30] stocks. So we are going to move into international shares. Now, first up, Sally, McDonald's picks. We had Apple and Microsoft. So can you tell us she picked two? It's been a lovely

Sophie: [00:13:43] lady, snakey. Well, have they gone?

Sophie: [00:13:47] So Apple is always just a bit of a killer stock. The share price in May was one twenty seven point eighty five. We're doing a conversion to USD thousand dollars becomes about 750. That's really boring her. Our total gain at the end of the day is two hundred and fifty a day because the share price has jumped to 155 from 127. That's all in USD. So that's Apple. And a lot of those big tech stocks in the US have been in the news quite a bit recently, also because they've all just posted their profits for quarter four. Why did we see such a jump in the Apple share price?

Maddy: [00:14:27] Yeah, I mean, US tech stocks in general have really been rallying recently. They've been increasing quite a lot. But in the last quarter, Apple announced that its net income was recorded at twenty one point seven billion dollars, and that is almost double the same period a year ago of eleven point twenty five billion. So I guess in the really short term, what is driving these kind of increases in the share price is that Apple sent out a save the date for a special event on September 14, and they called it. California streaming and I saw a screenshot of the and it was really 

Sophie: [00:15:03] like alluring, I don't know yet, it was mysterious, it looked 

Maddy: [00:15:07] really cool, and it got people very hot up about how Apple is potentially going to be doing something in the streaming space. And people are talking about how it's going to be taking on Netflix and things like that. So stay tuned for California streaming. 

Sophie: [00:15:22] It's so crazy that the share price reacts to news like that because everyone knows Apple is this big behemoth that does creates really cool things so that when they say something's coming, everyone's like, I've got to jump on it. And that's why the share price goes up, because the demand goes well. 

Maddy: [00:15:36] Yeah. And I think on that as well, they have just announced in the last few days that the upcoming launch of the iPhone 13 how honestly, like what iPhone

Sophie: [00:15:48] do you have? I've got like that. I swear. I've got like the iPod. I don't even know anymore. 

Sophie: [00:15:52] Someone asked the other day, I don't know what iPhone and I have, but I know that the eight has a button still.

Maddy: [00:15:58] Oh, I can I don't have beyond that. 

Sophie: [00:16:00] OK, because my friend still has the button because she was 

Sophie: [00:16:03] complaining about remember the button like she can still use her finger I just think is.

Maddy: [00:16:09] Well apparently there's a 13 who knows what happened between nine and 12. 

Sophie: [00:16:14] But between now and then the second stock that she added was Microsoft. So again, on the 4th of May. Oh, the fourth of May. May the fourth. 

Sophie: [00:16:24] That's a great day. Sorry. Little reference there. The stock price 

Sophie: [00:16:29] was two hundred and forty seven point seventy nine. And today it's sitting at a nice little three hundred. So we would have only been able to buy three shares without a thousand dollars, but we still would have made about a 200 dollar a day gain. So that's is it similar to Apple? Why has Microsoft been going up?

Maddy: [00:16:49] Yeah. So Microsoft has just announced that it's raising the Office 365, which is like your word, and excel their business subscription prices next year. And this is actually the first major change in price since it launched in 2011. So this is quite a big deal because the business subscriptions to Office 365 represent over represented 18 percent of Microsoft's revenue last year. So it's quite a big proportion of their revolution. Yeah, and they've also recently unveiled its Windows 365, which brings its Windows operating system onto the cloud. So I know you're a fan of the cloud space, so maybe you should watch Microsoft's. 

Sophie: [00:17:31] No, definitely, because I think everything is kind of converging towards the cloud. So I think as big companies adopt, you know, new technological practises, it's a good sign for sure. 

Maddy: [00:17:42] We are going to take a quick break for our sponsors, but we'll be right back to keep talking through our watchlist. Moving now from the US to emerging markets, Candace pitched Yum Brands, China, she pitched on the 11th of May, at which point it was sixty one point and eighty two cents. Today it is sixty one dollars and fifteen cents. So no real movement really for this one.

Sophie: [00:18:12] Yeah. So there's no real movement in our portfolio. But if you look at the trend in the share price has actually been a little bit of movement. The share price was going up and then it was a bit of a drop, which kind of took us back to where we are today. And this one's a really interesting one because, you know, if you've been keeping up to date with the news, there has been a bit of price volatility in the Chinese markets at the minute. And it's because of, you know, all sorts of different Chinese regulation that's coming in. The government's creating tighter regulations. They want to take more of an active role in private business and they're actually targeting excessive wealth. And so that when it comes to this stock for the food industry and I'm citing an article that I read from July 26, which is actually the day that the China like share price drops. It's that the Chinese market regulator strengthened protection for food delivery workers, meaning that they are pushing to guarantee workers income above the minimum pay. So it's a part of that kind of I personally view it as that targeting that excessive wealth and bringing up the equality of pay between people. So obviously for companies like that, if they have to pay more in wages, it's more expensive to them. It was a drop in the drop in the share price. But it's interesting. It's an interesting area to watch. Like, what do you think about China, the Minutemen's? 

Maddy: [00:19:27] Yeah, I feel like what I would take from this stock is that investing in developing countries, you know, there are huge growth opportunities and it is possible to reap massive rewards from that. But there can also be quite a lot of like instability and volatility in the area. So I guess to echo Lisa Diaz's point, when we did that emerging markets episode with her, if you're investing in this space, then you need to understand your stuff, because personally, I would not have been across, you know, Chinese employment laws and things like that. So you need to know the country, the company and how things are operating in that space if you're going to feel comfortable and confident to invest in those kind of areas. Yeah, I 

Sophie: [00:20:11] also think as well, like, it's just a part of the volatility. Sometimes it's it's the unknown. Like, you don't know what the Chinese government is necessarily going to do next because they're not as transparent as other governments around the world. So it's just one of those markets where it's like you're going to take the risk and you might get the reward and unfortunately, you might not. It's interesting, though, the next round of jumping back into the US and nobody loves this stuff. It's her peak, which is Netflix. So we both gave a international stock for our international episode. And on the 20th of July, that was five hundred and thirty one dollars. It sounds like so 

Sophie: [00:20:46] much for one another. But like I know that

Sophie: [00:20:49] it's I know that's because of market cap, market capitalisation and things like 

Maddy: [00:20:53] that. 

Sophie: [00:20:53] You know, it's funny. 

Sophie: [00:20:55] I know. So we could buy one point five shares with a thousand dollars and today's price, it's six or six ust, meaning we had a 200 dollar a day gain. And I would just like to say before Maggie explains why this has gone up, that we kind of did the foundations of this episode a couple of weeks ago and put in some numbers that we were saying at the time. And Netflix is actually a loss making stock for us initially in our portfolio, but it's jumped in the past, you know, two or three weeks. Why is that matter? 

Maddy: [00:21:24] Well, obviously, No. One, because I picked it. So it's going to go well. But I'm pretty upset because I actually haven't invested in this one. And it's one of those things. And like I've been watching for ages and I hate being like I should put money in that and I haven't. So when I saw this this morning, I was pretty upset. But basically the stock has surged over the last few weeks and it's for a few reasons. So management is actually saying that it's because of the content line-up in the second half of this year with stocks like Netflix, a lot of the short term volatility of the stock price comes down to things like subscriber growth and whether it grows and whether it meets expectations. And this one for subscriber growth actually came in below expectations for the first half of twenty twenty one. And Netflix blamed this or attributed this to having a lot of content scheduled for the period. But the stock price has since risen because they are saying for the second half of the year they are going to have have great content and that is going to differentiate them from their competition. The price also jumped recently I read, which I found quite interesting. It jumped on what people are referring to as the Seinfeld News, and that is that it announced that it's going to begin streaming all a hundred and eighty episodes of Seinfeld as of October one. So there you go. 

Sophie: [00:22:48] You know, I think the stock price jumped because of that. Because what else do we have no doubt about? 

Sophie: [00:22:55] Oh, God. 

Maddy: [00:22:56] So you in the same episode pitched Airbnb. So how has that one gone? 

Sophie: [00:23:02] Yes. So this one's also jumped it. Was it 136? It's now at 163. So about a two day game. There's, you know, a bit to report about this one. I would just probably say that it's still coming off the back of its IPO. It's now released a couple of its profits. So it's maybe starting to stabilise a little bit. I also haven't put any money into it. It's just something that I'm still watching. But it's good to see there's a little bit of girth there. 

Maddy: [00:23:26] A great story about Airbnb last week as well, and that is that they are helping to provide homes for Afghan refugees. So really good to see it coming out of that stock. 

Sophie: [00:23:36] Yeah, definitely. Absolutely.

Maddy: [00:23:38] Our next one is Lisa Diaz's pick, the Amazon of Russia ozone on the twenty seventh of July. This one was fifty one dollars and sixty eight cents. Today it is fifty one dollars and twenty nine cents. So no real movement in the portfolio. So we'll skip straight past to Sonus, our pitch for our investment thesis that we did a couple of weeks ago. 

Sophie: [00:24:03] Yes. So we weren't harp on about Sonus too much because we want to hear about the company. 

Sophie: [00:24:07] There's a whole episode on it. I'm quite passionate about it. If you want to hear

Sophie: [00:24:13] The Passion in another episode, but good news to report, it is gone up. It was at thirty three dollars. It's now at thirty eight, so about one hundred and fifty eight a gain. And I'm very bullish on stocks. So let's hope those gains continue continuing into the future.

Maddy: [00:24:33] So if you've been giving me grief about not having invested

Sophie: [00:24:38] and missing out on your guys games. Yeah, a year ago

Sophie: [00:24:41] it was like sitting at fifteen as well. Like it's jumped quite a bit in the past year. But anyway, I think we should move into now our broader trends and ETFs. We know that a lot of people love, including ourselves, love buying into ETFs because it does provide you that diversification and lets you buy into trends that you really care about or find interesting. So the first two ETFs we're adding are really in that kind of environmental space. So we had Danio mentioned clean energy and we had Tasch invests mentioned kind of sustainability. So we have the two eighths both from Beta shares. The first one is Earth, which is a decarbonisation climate change innovation ETF and then ETHE, which is it tracks companies that are identified as climate leaders. So Mezze, can you tell me what's happening with Earth to a r t h. 

Maddy: [00:25:37] Yeah. So this one we have seen a total gain in the portfolio of one hundred and thirty six dollars, which is pretty good and ethe which we've done. Firtash is, has had a total gain of one hundred and fifteen dollars.

Sophie: [00:25:53] And can I ask Mat's like what's the difference. You know earth and ethe they sound really similar with ETFs like these. Like what are the different, what's the difference between them if they're both in the climate change space and how can you identify kind of what the difference is. 

Maddy: [00:26:08] Yes, we spoke a lot throughout the month about how it's quite important to understand the holdings of your ETF, what's actually invested in. 

Sophie: [00:26:17] And I think in this case, like Earth is a bit more of a positive screening stock, like it's looking for companies that want to address climate change issues. You know, if it's your solar farm or whatever else, technology. And then ethe is more of a negative screening stock where it's, you know, picking out companies that do have these climate change initiatives like, you know, you Apple and your visa, but they're not necessarily seeking out climate change solutions. I think that sometimes can be made obvious in the point that you said when you read the holdings, you can kind of understand where they're sitting. 

Maddy: [00:26:50] Yeah, I mean, obviously, past performance is not a predictor of future performance, but the gains, which was positive screening were slightly higher over the period. And I think that is kind of is indicative of the trend that, you know, we're really seeing accelerating and a space that shareholders moving into, which is that sustainable investing. So I think, you know, for so long, sustainable investing in Spain reserved or the idea of sustainable investing in Spain reserved for those amongst us who are a bit more environmentally enthused or philanthropically inclined. And, you know, there was a bit of a genuine belief that to invest sustainably was to compromise your returns. So it wasn't as common in financial markets. But we know that that really isn't the case anymore at the moment. We're really experiencing first hand how overseeing how companies that prioritise sustainability are outperforming their peers. 

Sophie: [00:27:46] One thing I'll mention to that is that the one of the other trends. That we were adding to this, which we didn't have a necessarily a stroke or 84 was Kate Tambe who said we need to look for transitioning companies and we're seeing a lot of that at the moment, these big behemoths looking for ways that they can kind of transition to into a greener space. Do you have any, like, examples of things that you've been saying recently in that area? Yeah, well,

Maddy: [00:28:11] really recently BHP sold off its oil and gas assets, which was a huge move by them. And I think that really came down to shareholder pressure in the end. Like they for the long term did not say that they were going to be able to continue this kind of a business and have their shareholders be happy.

Sophie: [00:28:28] Yeah, I love that because it's like shareholders, actually. You know, guys, we have a voice. It's cool. But also things like, you know, Wolly selling off. It's, you know, alcohol and gambling side of its business. And also some of the big ETF providers wanting to sell off companies like CSL because CSL didn't have any climate change actions or initiatives that it was putting in place compared to the ASX 200 companies. So there's a real movement happening. 

Maddy: [00:28:56] Yeah, well, investors are pouring record amounts of money into sustainable funds in Australia. Total assets overseen by ethical investment funds left 30 per cent in 2020. So there is a huge shift. And I think as more and more investors continue to, I guess, sort of make their mark by aligning their investments with their values, then companies embracing sustainability are going to continue to be rewarded for their efforts. 

Sophie: [00:29:22] Oh, yeah. So then the last actual ETF that we're adding to the portfolio is IXJ, which is the iShares Healthcare ETF, which Megi, the lovely Maggie Palmer added. And in this one, we haven't really had any movement in the portfolio.

Sophie: [00:29:35] She didn't keep it like two weeks ago. And yeah, I was going to say we spoke to her literally like two years ago, so you wouldn't expect much.

Sophie: [00:29:46] But it's just an interesting one. You know, people often say, what can you invest in? And I think it's really cool. And she made a couple of great points she invested in a while ago. And, you know, we've seen huge gains in health care throughout the pandemic. And it's just cool to say that there's different types of trends that you can invest in. 

Maddy: [00:30:04] So so that brings us to the end of our portfolio assessment. So principal amount invested, thirteen K phase paid. If we did say ten dollars on average, about one hundred and thirty bucks. 

Sophie: [00:30:22] So our total gains.

Sophie: [00:30:26] Six months is two thousand dollars a year, just under two thousand dollars,

Sophie: [00:30:31] which is

Sophie: [00:30:31] huge, and we're not trying to say like, oh my God, you can make two thousand dollars in six months because, like, there are ten thousand dollars invested in six 

Sophie: [00:30:38] months is. 

Sophie: [00:30:40] And like we also have a lot of stocks in here. You know, you might opt for more ETFs and whatever else, 

Sophie: [00:30:47] but it's awesome. Look at that.

Maddy: [00:30:49] Pretty good to say. I think it's safe to say our guests have done a pretty good job. 

Sophie: [00:30:55] I've got a question in your bank account. What's your savings? What is your savings? What does what have you made on your savings with your interest? 

Maddy: [00:31:03] Like threesomes, Ed?

Sophie: [00:31:04] Oh, yeah, definitely not. 

Maddy: [00:31:07] Two thousand dollars, put it that way. We are very excited to continue adding to and tracking our watchlist portfolio. We will put something together so that we can share the holdings probably on our Instagram, because I know we have had a few requests for that. So keep an eye out for that. But I think that brings us to the end of today's episode. 

Sophie: [00:31:28] I was just going to say Mad's are you going to be more cautious now that when we add to the watch 

Sophie: [00:31:32] list because we're going to keep track? You want a lot more 

Maddy: [00:31:35] accountability than I expected when I started adding to 

Sophie: [00:31:39] this. 

Sophie: [00:31:40] I love it. But no, as Mary said, if you want to say I watch this pig's head to our Instagram, which is YIGC podcast, you can also join our Facebook discussion group, which is

Maddy: [00:31:52] why I say investing podcast, discussion group 

Sophie: [00:31:56] and student becomes the master.

Maddy: [00:32:00] Follow us on Tik-tok at YIGC podcast. 

Sophie: [00:32:04] And so I was like, well, 

Maddy: [00:32:08] and subscribe or follow on your favourite podcast platform. We love seeing your reviews, so please keep going. And thank you so much. [00:32:16][8.4]

Sophie: [00:32:17] Thank you. And you'll hear from us next week for our second episode of Season two. 

Sophie: [00:32:22] So excited. We're so excited. 

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