I’m currently investing in a few different ETF’s (VAS, VGS, IEM), but I hear a lot about including some bonds or Fixed income in the portfolio to help with diversification and stability in the case of a downturn.
What are your thoughts on this, and the different Bond/Fixed Income ETF’s? I’m a bit confused about whether to go for Australian or International…
If it helps, I’m 35, married and investing while also paying off our home mortgage. We have some cash savings, and arent planning to sell any shares for at least 10 years.